Uttar Pradesh Real Estate Regulatory Authority

Rajni Grover v. Sikka Infrastructure Pvt Ltd

Complaint No. NCR144/06/54400/2020

Decision date
2020-11-09
Text availability
Full text
Bench
Adjudicating Officer Gautam Budh Nagar

Source: UP RERA order

Connected provisions and cases

No further provision or case links are recorded.

Judgment text

English translation. Machine translation from the Hindi by AI (Claude Haiku), not reviewed. The original order below is the authoritative text.

U.P. Real Estate Regulatory Authority, Regional Office, Gautam Buddh Nagar Bench-2 Present: Shri Balvinder Kumar, Member

| Sr. No. | Complaint No. | Complainant(s) | Unit No. | Amount | |---|---|---|---|---| | 1. | NCR144/06/54159/2020 | Priyam Mahajan | Glory-804 | 22,76,228 /- | | 2. | NCR144/06/54191/2020 | Satya Gupta | Elegance-205 | 25,83,652 /- | | 3. | NCR144/06/54194/2020 | Shubham Vashisht | Dignity-403 | 34,18,480 /- | | 4. | NCR144/06/54196/2020 | Sudha Gupta | Elegance-1405 | 40,34,113 /- | | 5. | NCR144/06/54199/2020 | Ravi Anand Srivastava | Elegance-005 | 31,03,371/- | | 6. | NCR144/06/54204/2020 | Nisha Gupta | Glory-1406 | 49,80,617/- | | 7. | NCR144/06/54211/2020 | Vineeta | Elegance-501 | 23,00,860/- | | 8. | NCR144/06/54214/2020 | Aacha Awasthi | Elegance-601 | 15,05,237/- | | 9. | NCR144/06/54264/2020 | Krishna Chand Singhal | Dignity-802 | 63,23,622/- | | 10. | NCR144/06/54265/2020 | Rajan Wadhwa | Honour-705 | 30,88,112/- | | 11. | NCR144/06/54267/2020 | Shobha Kumari and Rishi Ranjan | Famed-05 | 16,78,616/- | | 12. | NCR144/06/54269/2020 | Poonam Singh and Ashwini | Prestige-303 | 54,78,378/- | | 13. | NCR144/06/54289/2020 | Prashant Singh and Vinika Viramani | Esteem-706 | 35,21,772/- | | 14. | NCR144/06/54291/2020 | S.D. Exports/Prop. Sandeep Kumar | Honour-603 | 38,55,096/- | | 15. | NCR144/06/54293/2020 | Kshitij Shrivastava | Elegance-1103 | 24,17,778 | | 16. | NCR144/06/54334/2020 | Manju Mishra and Hemant Kumar Mishra | Dignity-405 | 49,52,496/- | | 17. | NCR144/06/54336/2020 | Suneel Juneja and Richa Sachdeva | Esteem-505 | 26,07,064/- | | 18. | NCR144/06/54366/2020 | Prabhat Kumar Maheshwari | Dignity-1204 | 24,67,873/- | | 19. | NCR144/06/54369/2020 | Dheeraj Kumar and Archana Mishra | Glory-1105 | 47,57,324/- | | 20. | NCR144/06/54394/2020 | Mrityunjay Kumar Gupta and Renu Gupta | Bloom-906 | 24,34,448/- | | 21. | NCR144/06/54396/2020 | Kuldeep Chakku and Kiran Chakku | Esteem-405 | 26,12,768/- | | 22. | NCR144/06/54400/2020 | Rajni Grover | Prestige-605 | 30,49,965/- | | 23. | NCR144/06/54402/2020 | Pravin Chawla and Khushboo Chawla | Bloom-104 | 23,69,820/- | | 24. | NCR144/06/54487/2020 | Vishal Shrivastava and Rachna Shrivastava | Elegance-1303 | 24,21,338/- | | 25. | NCR144/06/54491/2020 | Kuldeep Kumar and Santresh [?] | Elegance-602 | 30,21,115/- |

Complainant Priyam Mahajan, along with 24 other complainants, has filed a case against the opposite party. The facts in all these complaints are identical and there is one common evidence. All these complaints relate to the SIKKA KARNAM GREENS project. Therefore, they are being disposed of by a single order. Complaint No. NCR144/06/54159/2020, Priyam Mahajan, will remain the lead case. The complaint petition filed by the complainant against the opposite party seeks possession and interest for the period of delay. In brief, the complainant's case is that, in the SIKKA KARNAM GREENS project of the opposite party, the complainant booked unit no. Glory-804, for which the complainant paid Rs. 22,76,228 /- from time to time in installments as demanded. The opposite party was to complete the project and hand over possession to the complainant by 02-12-2016, but possession has not been given till now. The complainant also says that, as per the flat allotment agreement, the project is delayed by 3 years and 6 months. The complainant has therefore requested that possession and interest for the period of delay be awarded. In support of the complainant's statement, copies of the application form, the flat allotment agreement and the receipts of money paid have been uploaded on the portal.

The opposite party has uploaded its reply on the portal. In it, the opposite party says that the complainant had booked flat no. 804 in the Glory tower of its project, for which a builder buyer agreement was executed on 02-12-2013. Construction of the tower was to be completed within 30 months, plus a grace period of 6 months, from the date of the flat allotment agreement. Construction is currently proceeding at a rapid pace, and the complainant's unit will be ready for possession by August 2021. Further, at the hearing on 09-11-2020, the opposite party stated that it has received the O.C. for the Laurel, Splendor and Pride towers of the project in August 2019. The remaining towers will be completed and possession given by July 2021. In support of its statement, the opposite party has uploaded on the portal the order of the Hon'ble High Court and copies of various papers. Both parties were heard and the record was perused. Shri Virat Tomar, learned advocate for the complainant, brought to the notice of the Bench at the hearing that in complaint no. NCR144@06@54366@2020 the name of the complainant's unit holder is Shri Prabhat Kumar Maheshwari, but at the time of registration of the complaint the complainant's name was mistakenly recorded. Therefore, as stated above, in complaint no. NCR144@06@54366@2020 the name of the complainant is recorded as Shri Prabhat Kumar Maheshwari.

On the basis of the pleadings of the parties, the following points for consideration have been framed: 1. Is the complainant entitled to possession and to interest for the period of delay? **Finding on point no. 1** The complainant's submission is that the opposite party was to complete the project and hand over possession by 02-12-2016, but possession has not been given till now. It has also been brought to notice that, as per the flat allotment agreement, the project is delayed by 3 years and 6 months. The complainant has therefore requested that possession and interest for the delayed period be awarded. On the other hand, the opposite party's submission is that construction work is going on at a fast pace at present and the complainant's unit will be ready for possession by August 2021. In support of its statement, the complainant has uploaded a copy of the flat allotment agreement dated 02-12-2013. Page 8, clause 26 of it makes clear that the opposite party was to complete construction of the flat, and hand over possession, within 36 months, being 30 months plus a grace period of 6 months from the date of the flat allotment agreement. In the present case the flat allotment agreement was executed and signed by both parties on 02-12-2013. In such a case the date of possession, as stated above, is 02-12-2016.

It is clear that the project is delayed. In that case the complainant is entitled to interest for the delayed period from 03-12-2016 until receipt of the O.C./C.C. or the offer of possession, whichever is later. In this connection it is worth mentioning that, in the petition of Neelkamal Realtors Suburban Pvt. Ltd. and others vs. Union of India, the Hon'ble High Court of Maharashtra has held as follows: > "Section 18(1)(b) lays down that if the promoter fails to complete or is unable to give possession of an apartment due to discontinuance of his business as a developer on account of suspension or revocation of the registration under the Act or for any other reason, he is liable on demand to the allottees, in case the allottee wishes to withdraw from the project, without prejudice in this behalf including compensation. If the allottee does not intend to withdraw from the project he shall be paid by the promoter interest for every month's delay till handing over of the possession. The requirement to pay interest is not a penalty as the payment of interest is compensatory in nature in the light of the delay suffered by the allottee who has paid for his apartment but has not received possession of it. The obligation imposed on the promoter to pay interest till such time as the apartment is handed over to him is not unreasonable."

In light of the above decision, it is clear that under the provisions of RERA, interest will be payable for the delay and on the principal amount in accordance with the agreement between promoter and allottee, because the promoter has used that amount. As to the rate of interest payable: the State Government, under the Real Estate (Regulation and Development) Act, 2016, notified on 17-10-2018 the Uttar Pradesh Real Estate (Regulation and Development) (Agreement for Sale/Lease of Apartments) Rules, 2018. In the annexure to those Rules, the sale/transfer deed format defines "Events of default" in clause 9, and clause 9.2(ii) provides, in case of default by the promoter, for the allottee: > "The Allottee shall have the option of terminating the Agreement in which case the Promoter shall be liable to refund the entire money paid by the Allottee under any head whatsoever towards the purchase of the apartment, along with interest at the rate equal to MCLR (Marginal Cost of Lending Rate) on home loan of State Bank of India +1% unless provided otherwise under the Rules, within forty-five days of receiving the termination notice:" The same rate is also prescribed in clause 9.3(i) in the event of default by the allottee. Keeping this provision in view, it appears just and proper that interest for the delayed period be awarded to the allottee at MCLR+1 percent.

As to the period up to which interest is to be awarded, in this connection the Hon'ble Supreme Court, in Civil Appeal No. 664+9&50@2018, Supertech Limited vs. Rajni Goyal, has held as follows: > "the period of Interest should close on April 2016 when the Full Occupancy Certificate was obtained as per the admission of the Respondent – Purchaser herself in Para 4(j) of the Consumer Complaint, wherein she has admitted that the Appellant – Builder had obtained the Completion Certificate as late as April 2016. The Respondent – Purchaser could not have any further grievance after April 2016 with respect to delay in handing over possession. The Respondent – Purchaser ought not to be allowed to reap the benefits of her own delay in taking possession." In accordance with the above provision, the complainant will be entitled to interest for the delayed period up to the date of receipt of the O.C./C.C. or the offer of possession, whichever is later. In such a case the complainants will be entitled to interest for the delay up to the date of receipt of the O.C./C.C. or the offer of possession, whichever is later. By notification no. 1740@8&3&18&65, Miscellaneous/16, dated 17-10-2018, of the U.P. Government Housing and Urban Planning Department, Section-3, the following is stated in clause 7 of the Model Agreement Rules regarding force majeure:

> "7. POSSESSION OF THE APARTMENT/PLOT: > 7.1 Schedule for possession of the said [Apartment/Plot] - The Promoter agrees and understands that timely delivery of possession of the [Apartment/Plot] to the Allottee and the Common Areas to the association of Allottees or the competent authority, as the case may be, is the essence of the Agreement. The Promoter assures to hand over possession of the [Apartment/Plot] along with ready and complete Common Areas with all specifications, amenities and facilities of the Project in place on __________, unless there is delay or failure due to war, flood, drought, fire, cyclone, earthquake or any other calamity caused by nature affecting the regular development of the real estate project ("Force Majeure"). If, however, the completion of the Project is delayed due to the Force Majeure conditions then the Allottee agrees that the Promoter shall be entitled to the extension of time for delivery of possession of the [Apartment/Plot]:"

In this manner, after considering all the facts and circumstances, the U.P. RERA Authority, by way of the effect of the Corona Virus Disease (COVID-19) on all projects, has granted a period of 6 months from 25-03-2020, i.e. up to 25-09-2020, for completion of all projects, and this period is to be treated as the force majeure period. Keeping this in view, no delay interest will be paid by the promoter to the allottees, and no delay interest will be taken from the allottees, for the delay in the project from 25-03-2020 to 25-09-2020. Accordingly, point no. 1 is decided. In view of the points above, the following ORDER is passed: **ORDER** 1. The opposite party is directed that, in its developed tower, with the consent of the complainants, providing an alternative unit of similar area at the previously fixed rates, it shall obtain and hand over possession along with the O.C./C.C. by 31-03-2021. Otherwise, it shall complete all the facilities of the originally allotted unit as per the allotment letter/agreement and hand over possession along with the O.C./C.C. by 31-08-2021, and shall ensure that payable stamp duty is taken and registration is done as per rules.

2. The opposite party shall ensure payment of interest for the delayed period at the annual rate of MCLR+1 percent, from 03-12-2016 until (a) the receipt of the O.C./C.C. (or the date eight days after the date of application for the O.C./C.C., including the electricity certificate, fire safety certificate, structural certificate, lift installation certificate and other O.C./C.C. certificates, is submitted), or (b) the offer of possession, whichever is later. It is also clearly stated that this interest amount will be adjusted in the final payment amount. If the interest amount is more than the payable amount, the excess will be refunded to the complainant. In the cases of other complainants, the calculation shall be done in the manner stated above, as per the allotment letter/agreement. 3. The opposite party is directed that, under Section 2(za)(i) of RERA 2016, interest is defined as follows: if after RERA became operative, interest is charged by the promoter on the default of the allottee, the same rate of interest shall be payable by the promoter to the allottee in case of default by the promoter. The interest rate notified by the State Government is MCLR+1 percent. 4. The opposite party shall ensure that, after receipt of the O.C./C.C., the offer of possession letter is issued as stated above.

5. If the opposite party fails to hand over possession by 31-08-2021, the complainants shall have the right to file a fresh complaint on the RERA portal regarding refund of their deposited money along with interest. The violation of this order will be punishable under Section 63 of the Real Estate (Regulation and Development) Act, 2016, and other relevant provisions. This order shall be uploaded on the portal in all the aforesaid complaints. Date: 19@11@2020 (Balvinder Kumar, Member) U.P. Real Estate Regulatory Authority

Original order

m0iz0 Hkw&lEink fofu;ked izkf/kdj.k] {ks=h; dk;kZy;] xkSrecq)uxjA ihB&2 mifLFkfr%& Jh cyfoUnj dqekj] lnL; Øe f'kdk;r la[;k f'kdk;rdrkZx.k ;wfuV la0 /kujkf'k la0 1. NCR144/06/54159/2020 fiz;e egktu Glory-804 22,76,228 /- 2. NCR144/06/54191/2020 lat; xqIrk Elegance- 25,83,652 /- 205 3. NCR144/06/54194/2020 'kqHke of'k"V Dignity-403 34,18,480 /- 4. NCR144/06/54196/2020 lq/kk xqIrk Elegance- 40,34,113 /- 1405 5. NCR144/06/54199/2020 jfo vkuan JhokLro Elegance- 31,03,371/- 005 6. NCR144/06/54204/2020 fu'kk xqIrk Glory-1406 49,80,617/- 7. NCR144/06/54211/2020 fouhrk Elegance- 23,00,860/- 501 8. NCR144/06/54214/2020 vkpk voLFkh Elegance- 15,05,237/- 601 9. NCR144/06/54264/2020 d`".k pan fla?ky Dignity-802 63,23,622/- 10. NCR144/06/54265/2020 jktu ok/kok Honour-705 30,88,112/- 11. NCR144/06/54267/2020 'kksok dqekjh ,oa _f"k Famed-05 16,78,616/- jatu 12. NCR144/06/54269/2020 iwue flUgk ,oa v'ouh Prestige-303 54,78,378/-

13. NCR144/06/54289/2020 iz'kkar flag ,oa ofudk Esteem-706 35,21,772/- ohjeuh Page 1 14. NCR144/06/54291/2020 ,l-Mh ,DiksVZl~@izks- Honour-603 38,55,096/- lanhi dqekj 15. NCR144/06/54293/2020 f{kfrt JhokLro Elegance- 24,17,778 1103 16. NCR144/06/54334/2020 eatw feJk ,oa gsear dqekj Dignity-405 49,52,496/- feJk 17. NCR144/06/54336/2020 lquhy tqustk ,oa _pk Esteem-505 26,07,064/- lpnsok 18. NCR144/06/54366/2020 izHkkr dqekj egs'kojh Dignity-1204 24,67,873/- 19. NCR144/06/54369/2020 /khjt dqekj ,oa vpZuk Glory-1105 47,57,324/- feJk 20. NCR144/06/54394/2020 e`R;qta; dqekj xqIrk ,oa Bloom-906 24,34,448/- jsuw xqIrk 21. NCR144/06/54396/2020 dqynhi pkdw ,oa fdj.k Esteem-405 26,12,768/- pkdw 22. NCR144/06/54400/2020 jtuh xzksoj Prestige-605 30,49,965/- 23. NCR144/06/54402/2020 izohu pkoyk ,oa [kq'kcw Bloom-104 23,69,820/- pkoyk

24. NCR144/06/54487/2020 fo'kky JhokLro ,oa Elegance- 24,21,338/- jpuk JhokLro 1303 25. NCR144/06/54491/2020 dqynhi dqekj ,oa Elegance- 30,21,115/- lUrjs'k 602 cuke flDdk baQzkLVªDpj izk-fy- Page 2 f'kdk;rdrkZ fiz;e egktu ds lkFk 24 vU; f'kdk;rdrkZx.k }kjk foi{kh ds fo:) okn ;ksftr fd;k x;k gSA bu lHkh f'kdk;rksa ds rF; leku gaS vkSj ,d leku lk{; gSaA ;g lHkh f'kdk;rsa SIKKA KARNAM GREENS ifj;kstuk ls lEcaf/kr gSA vr% ,d gh fu.kZ; ls budk fuLrkj.k fd;k tk jgk gSA f'kdk;r la0%& NCR144/06/54159/2020 fiz;e egktu vxz.kh okn jgsxkA izLrqr f'kdk;r izkFkZuk i= f'kdk;rdrkZ }kjk foi{kh ds fo:} dCtk ,oa foyfEcr vof/k dk C;kt fnyk;s tkus gsrq lafLFkr fd;k x;k gSA la{ksi esa f'kdk;rdrkZ dk dFku gS fd muds }kjk foi{kh dh ifj;kstuk SIKKA KARNAM GREENS esa ;wfuV la[;k& Glory-804 cqd fd;k x;k Fkk] ftlds fy, muds }kjk le;≤ ij fd'rksa ds vk/kkj ij 22,76,228 /- :i;s dk Hkqxrku fd;k x;kA foi{kh }kjk f'kdk;rdrkZ dks fnukad 02-12-2016 rd ifj;kstuk iw.kZ dj dCtk fn;k tkuk Fkk] ijUrq vHkh rd dCtk ugha fn;k x;k gSA f'kdk;rdrkZ dk ;g Hkh dguk gS fd ¶ySV vkoaVu vuqcU/k ds vuqlkj ifj;kstuk 3 o"kZ ,oa 6 ekg foyfEcr gSA vr% f'kdk;rdrkZ }kjk dCtk ,oa foyfECkr vof/k dk C;kt fnyk;s tkus dk vuqjks/k fd;k x;k gSA f'kdk;rdrkZ dh vksj ls vius dFku ds leFkZu esa vkosnu QkWeZ] ¶ySV

vkoaVu vuqcU/k] tek /kujkf'k dh jlhnksa dh Nk;kizfr;ka iksVZy ij viyksM dh x;h gSA foi{kh }kjk tokc iksVZy ij viyksM fd;k x;k gS] ftlesa ;g dgk x;k gS fd f'kdk;rdrkZ }kjk mudh ifj;kstuk ds Vkoj& Glory esa ¶ySV la[;k&804 c qd fd;k x;k Fkk] ftldk fcYMj ck;j vkoaVu vuqcU/k fnukad 02-12-2013 dks fu"ikfnr fd;k x;kA Vkoj dk fuekZ.k dk;Z ¶ySV vkoaVu vuqcU/k dh frfFk ls 30 ekg ,oa 6 ekg dh vuqxzg vof/k esa iw.kZ fd;k tkuk Page 3 FkkA orZeku esa fuekZ.k dk;Z rhoz xfr ls py jgk gS rFkk f'kdk;rdrkZ dh ;wfuV vxLr 2021 rd dCts gsrq rS;kj gks tk;sxhA blds vfrfjDRk ihB ds le{k lquokbZ ds nkSjku fnukad 09-11-2020 dks foi{kh }kjk dgk x;k fd mUgas ifj;kstuk ds Vkoj&Laurel, Splendor, Pride dk vks-lh vxLr 2019 esa izkIr gks pqdk gSA og 'ks"k vU; Vkojksa dks tqykbZ 2021 rd iw.kZ dj dCtk ns nsaxsA foi{kh }kjk vius dFku ds leFkZu esa ekuuh; mPp U;k;ky; ds vkns'k] fofHkUUk i=ksa dh Nk;kizfr iksVZy viyksM dh x;h gSA mHk;i{k dks lquk o i=koyh dk voyksdu fd;kA f'kdk;rdrkZ ds fon~oku vf/koDrk Jh fojkV rksej }kjk ihB ds le{k lquokbZ ds nkSjku voxr djk;k x;k gS fd f'kdk;r la[;k%&,u-lh-vkj 144@06@54366@2020 esa f'kdk;rdrkZ dh ;wfuV Jh izHkkr dqekj ekgs'kojh ds uke ls gS] ijUrq =`fVo'k f'kdk;r ntZ djkus ds nkSjku f'kdk;rdrkZ dk uke vferkHk ?kbZa of.kZr gks x;k gSA vr% mijksDRkkuqlkj f'kdk;r la[;k%&,u-lh-vkj 144@06@54366@2020 esa f'kdk;rdrkZ dk uke Jh izHkkr dqekj ekgs'kojh of.kZRk fd;k x;k gSA

i{kdkjksa ds vfHkopuksa ds vk/kkj ij fuEufyf[kr okn fcUnq fopkj.kh; fd;s x;s %& 1- D;k f'kdk;rdrkZ dCtk ,oa foyfEcr vof/k dk C;kt ikus dk vf/kdkjh gS\ fuLrkj.k fcUnq la[;k&1 f'kdk;rdrkZ dk dguk gS fd foi{kh }kjk fnukad 02-12-2016 rd ifj;kstuk iw.kZ dj dCtk fn;k tkuk Fkk] ijUrq vHkh rd dCtk ugha fn;k x;k gSA ;g Hkh voxr djk;k x;k gS fd ¶ySV vkoaVu vuqcU/k ds vuqlkj ifj;kstuk 3 o"kZ ,oa 6 ekg foyfEcr gSA vr% dCtk ,oa foyfEcr vof/k dk C;kt fnyk;k tkus dk vuqjks/k fd;k x;k gSA Page 4 nwljh vksj foi{kh dk dguk gS fd orZeku esa fuekZ.k dk;Z rhoz xfr ls py jgk gS rFkk f'kdk;rdrkZ dh ;wfuV vxLr 2021 rd dCts gsrq rS;kj gks tk;sxhA f'kdk;rdrkZ }kjk vius dFku ds leFkZu esa ¶ySV vkoaVu vuqcU/k fnukad 02-12-2013 dh Nk;kizfr iksVZy ij viyksM dh x;h gS] ftlds i`"B la[;k&8 ds izLrj&26 ds voyksdu ls fofnr gS fd foi{kh }kjk ¶ySV vkoaVu vuqcU/k dh frfFk ls 30 ekg ,oa 6 ekg dh vuqxzg vof/k ds lkFk 36 ekg esa ¶ySV dk fuekZ.k dk;Z iw.kZ dj dCtk fn;k tkuk FkkA iz'uxr izdj.k esa ¶ySV vkoaVu vuqcU/k fnukad 02-12-2013 dks mHk;i{kksa }kjk gLrk{kfjr djrs gq, fu"ikfnr fd;k x;k FkkA ,sls esa mijksDRkkuqlkj dCts dh frfFk 02-12-2016 gksrh gSA ;g Li"V gS fd ifj;kstuk foyfEcr gS vkSj ,sls esa f'kdk;rdrkZ fnukad 03-12-2016 ls vks-lh@lh-lh izkIr gksus vFkok dCtk vkWQj fd;s tkus] tks Hkh ckn esa gks] rd dh vof/k ij foyfEcr vof/k dk C;kt ikus dk vf/kdkjh gSA

bl lEca/k esa mYys[kuh; gS fd egkjk"Vª mPp U;k;ky; ds uhydey fj;yVlZ lcvcZu izk-fy- vkfn cuke ;wfu;u vkWQ bafM;k dh ;kfpdk esa ekuuh; mPp U;k;ky; }kjk vfHkfu/kkZfjr fd;k x;k gS fd%& Section 18(1)(b) lays down that if the promoter fails to complete or is unable to give possession of an aprtment due to discontinuance of his business as a developer on account of suspension or revocation of the registration under the Act or for any other reason, he is liable on demand to the allottees, in case the allottee wishes to withdraw from the project, without prejudice in this behalf including compensation. If the allottee does not intent to withdraw from the project he shall be paid by the promoter interest for every Page 5 month's delay till handing over of the possession,. The requirement to pay interest is not a penalty as the payment of interest is compensatory in nature in the light of the delay suffered by the allottee who has paid for his apartment but has not received possession of it. The obligation imposed on the promoter to pay interest till such time as the apartment is handed over to him is not unreasonable.

vr% mijksDr fu.kZ; ds vkyksd esa ;g Li"V gS fd jsjk ds izkfo/kkuksa ds vUrxZr izeksVj o dzsrk ds chp fd;s x;s vuqca/k ds vuq:i foyEc rFkk ewy /kujkf'k ij C;kt ns; gksxk] D;ksafd izeksVlZ }kjk mDr /kujkf'k dk miHkksx fd;k x;k gSA tgka rd ns; C;kt nj dk iz'u gS] jkT; ljdkj }kjk Hkw&lEink ¼fofu;eu ,oa fodkl½ vf/kfu;e 2016 ds v/khu fnukad 17-10-2018 dks Hkw&lEink ¼fofu;eu vkSj fodkl½ ¼foØ;@iV~Vk ds fy, djkj½ fu;ekoyh 2018 vf/klwfpr dh x;h gSaA blesa layXud ds :i esa fn;s x;s foØ;@iV~Vk foys[k ds izk:i ds izLrj 9 esa izeksVlZ ds fMQkYV izdj.k ¼Events of default½ ifjHkkf"kr gS] ftlesa izLrj 9-2 ¼ii½ esa izeksVj ds fMQkYVj gksus dh fLFkfr esa vkoaVh gsrq izkfo/kkfur gS fd%& The Allottee shall have the option of terminating the Agreement in which case the Promoter shall be liable to refund the entire money paid by the Allottee under any head whatsoever towards the purchase of the apartment, along with interest at the rate equal to MCLR (Marginal Cost of Lending Rate) on home loan of State Bank of India +1% unless provided otherwise Page 6 under the Rules. within forty-five days of receiving the termination notice: ;gh nj vkoafV;ksa ds }kjk fMQkWYV dh fLFkfr esa Hkh izLrj 9-3¼i½ esa fu/kkZfjr gSA mDr izkfo/kku dks n`f"Vxr j[krs gq, vkoaVh dks MCLR+1 izfr'kr dh C;kt nj ij foyfEcr vof/k dk C;kt fnyk;k tkuk U;k;ksfpr izrhr gksrk gSA

tgka rd fdl vof/k rd dk C;kt fnyk;s tkus dk iz'u gSA bl lEca/k esa flfoy vihy la0 664+9&50@2018 lqijVsd fyfeVsM cuke jtuh xks;y esa ekuuh; mPpre U;k;ky; }kjk vfHkfu/kkZfjr fd;k x;k gS fd %& " the period of Interest should close on April 2016 when the Full Occupancy Certificate was obtained as per the admission of the Respondent – Purchaser herself in Para 4(j) of the Consumer Complaint, wherein she has admitted that the Appellant –Builder had obtained the Completion Certificate as late as April 2016. The Respondent – Purchaser could not have any further grievance after April 2016 with respect to delay in handing over possession. The Respondent – Purchaser ought not to be allowed to reap the benefits of her own delay in taking possession. " Page 7 mijksDr fof/k O;oLFkk ds vuqlkj vks-lh-@lh-lh- feyus vFkok dCtk vkWQj fd;s tkus] tks Hkh ckn esa gks] dh frfFk rd f'kdk;rdrkZ foyEc C;kt ikus dk vf/kdkjh gksxkA ,slh n'kk esa f'kdk;rdrkZ vks-lh-@lh-lh- feyus vFkok dCtk vkWQj fd;s tkus] tks Hkh ckn esa gks] rd dh vof/k rd foyEc ds fy, C;kt ikus ds vf/kdkjh gksxsaA fnukad 17-10-2018 dks m0iz0 'kklu vkokl ,oa 'kgjh fu;kstu vuqHkkx&3 dh vf/klwpuk la[;k&1740@8&3&18&65 fofo/k@16 ds }kjk ekWMy ,xzhsesUV dh fu;ekoyh ds izLrj&7 esa QkslZ eST;ksj ds lEcU/k esa fuEu mYys[k fd;k x;k gS%& 7. POSSESSION OF THE APARTMENT/PLOT: "7.1 Schedule for possession of the said [Apartment/Plot] - The Promoter agrees and

understands that timely delivery of possession of the [Apartment/Plot] to the Allottee and the Common Areas to the association of Allottees or the competent authority, as the case may be, is the essence of the Agreement. The Promoter assures to hand over possession of the [Apartment/Plot] along with ready and complete Common Areas with all specifications, amenities and facilities of the Project in place on __________ , unless there is delay or failure due to war, flood, drought, fire, cyclone, earthquake or any other calamity caused by nature affecting the regular development of the real estate project ("Force Majeure"). If, however, the completion of the Project is delayed due to the Force Majeure Page 8 conditions then the Allottee agrees that the Promoter shall be entitled to the extension of time for delivery of possession of the [Apartment/Plot]:" blh Øe esa leLr lqlaxr rF;ksa ,oa ifjfLFkfr;ksa ds ckn m0iz0 jsjk vFkkWfjVh }kjk dksfoM&19 (Corona Virus Disease) ds izHkko ds dkj.k lHkh ifj;kstukvksa dks iw.kZ djus gsrq fnuakd 25-03-2020 ls 6 ekg dh vof/k vFkkZr~ fnukad 25-09-2020 rd dh vof/k ns nh x;h gS vkSj ;g vof/k QkslZ eST;ksj dh vof/k ekuh tk;sxhA bldks n`f"Vxr j[krs gq, fnukad 25-03-2020 ls fnukad 25-09-2020 rd ifj;kstuk esa gq, foyEc gsrq dksbZ C;kt çkseksVj }kjk vkoafV;ksa dks ugha fn;k tk,xk vkSj u gh vkoafV;ksa ls dksbZ foyEc

C;kt fy;k tk;sxkA rn~uqlkj fcUnq la[;k&1 fuLrkfjr fd;k tkrk gSA mijksDr fcUnqvksa dk fuLrkj.k djrs gq, fuEu vkns'k ikfjr fd;s tkrs gSa%& vkns'k 1- foi{kh dks vknsf'kr fd;k tkrk gS fd og viuh ifj;kstuk ds fodflr VkolZ esa f'kdk;rdrkZx.k dh lgefr ls] iwoZ esa r; njksa ij] led{k bdkbZ dk oSdfYid ;wfuV miyC/k djkdj fnukad 31-03-2021 rd vks-lh-@lh-lh- lfgr dCtk nsa vU;Fkk ewy vkoafVr ;wfuV dh leLr lqfo/kkvksa dks vkoaVu i=@vuqcU/k ds vuqlkj iw.kZ djkdj fnukad 31-08-2021 rd vks-lh-@lh-lh- lfgr dCtk nsuk lqfuf'pr djsa vkSj ns; LVkEi 'kqYd izkIr dj fu;ekuqlkj jftLVªh djk;asA Page 9 2- foi{kh] f'kdk;rdrkZ dks fnukad 03-12-2016 ls ¼d½ vks-lh@lh-lh- izkIr gksus [vFkok bySfDVªdy lfVZfQdsV] Qk;j ls¶Vh lfVZfQdsV] LVªDpjy lfVZfQdsV] fy¶V bULVkys'ku lfVZfQdsV lfgr vks-lh-@lh- lh- ds fy, vkosnu fn;s tkus ds frfFk ds 8 fnu ckn dh frfFk ls] vFkok ¼[k½ dCtk vkWQj fd;s tkus] tks Hkh ckn esa gks] rd dh vof/k ij MCLR+1 izfr'kr dh okf"kZd C;kt nj ls foyfEcr vof/k dk C;kt vnk djuk lqfuf'pr djsaA lkFk gh ;g Hkh Li"V fd;k tkrk gS fd C;kt dh ;g /kujkf'k vafre Hkqxrku dh /kujkf'k esa lek;ksftr dh tk;sxhA C;kt dh /kujkf'k ns; /kujkf'k ls vf/kd gksus ij f'kdk;rdrkZ dks okil dh tk;sxhA vU; f'kdk;rdrkZx.k ds izdj.k esa vkoaVu i=@vuqcU/k ds vuq:i mijksDRkkuqlkj x.kuk dh tk;sxhA dksfoM&19 dh jksdFkke ,oa fu;a=.k gsrq ns'k esa gq, ykWdMkmu ,oa

QkslZ eST;ksj dks n`f"Vxr j[krs gq, fnukad 25-03-2020 ls fnukad 25- 09-2020 rd ifj;kstuk esa gq, foyEc gsrq C;kt dh x.kuk ugha dh tk,xhA 3- foi{kh dks funsZf'kr fd;k tkrk gS fd jsjk vf/kfu;e 2016 ds /kkjk 2 (za)(i) ds vUrxZr C;kt dks ifjHkkf"kr fd;k x;k gS fd jsjk ykxw gksus ds ckn ;fn dksbZ C;kt nj vkoaVh ds fMQkWYV ls izkseksVj }kjk fy;k tkrk gS] rks mlh nj ls C;kt izkseksVj }kjk fMQkWYV fd;s tkus Page 10 ij Hkh vkoaVh dks fn;k tk;sxkA jkT; ljdkj }kjk vf/klwfpr C;kt nj MCLR+1 izfr'kr gSA 4- foi{kh] mijksDrkuqlkj dCtk vkWQj i= vks-lh@lh-lh feyus ds mijkUr tkjh djuk lqfuf'pr djasA 5- foi{kh] f'kdk;rdrkZx.k dks fnukad 31-08-2021 rd dCtk nsus esa vlQy jgrk gS] rks f'kdk;rdrkZx.k dks ;g vf/kdkj gksxk fd og viuh tek /kujkf'k C;kt lfgr okil ikus ds lEca/k esa iqu% jsjk iksVZy ij okn ntZ djk ldsaxsA bl vkns'k dk mYy?kau Hkw&lEink ¼fofu;eu ,oa fodkl½ vf/kfu;e] 2016 dh /kkjk&63 rFkk vU; lqlaxr izkfo/kkuksa ds vUrxZr naMuh; gksxkA mijksDRk lHkh f'kdk;rksa esa bl vkns'k dks iksVZy ij viyksM fd;k tk;sA fnukad%& 19@11@2020 BALVINDER DigitallyBALVINDERsignedKUMARby KUMAR Date:14:52:122020.11.19+05'30' ¼cyfoUnj¼lnL;½ dqekj½ m0iz0 Hkw&lEink fofu;ked izkf/kdj.k Page 11