- 1 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 8TH DAY OF JULY, 2026 BEFORE THE HON'BLE MR. JUSTICE SHIVASHANKAR AMARANNAVAR MISCELLANEOUS FIRST APPEAL NO. 6228 OF 2023 (MV-I) BETWEEN: 1. MRS. G N NAGARATHNA, W/O KUMAR Y, AGED ABOUT 42 YEARS, R/A NO.T24, SJCE ROAD, SJCE COLLEGE, MANASA GANGOTHRI, MYSURU-570001 …APPELLANT Digitally signed by LAKSHMINARAYANA (BY SRI. K V SATEESHCHANDRA.,ADVOCATE) MURTHY RAJASHRI Location: HIGH COURT OF AND: KARNATAKA 1. MR. K C UTTHAPPA, S/O K A CHANGAPPA, AGED ABOUT 27 YEARS, R/AT NO.38/1, ANITHA NILAYA, - 2 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR SIDDARTHA NAGARA, ALANAHALLI VILLAGE, MYSURU CITY-570001. 2. M/S THE DIVISIONAL MANAGER NATIONAL INSURANCE COMPANY LIMITED, 1ST FLOOR, PRESTIGE SHOPPING ARCADE, RAMASWAMY CIRCLE, MYSURU CITY-570004 …RESPONDENTS (BY SRI. MAHESHA C., ADVOCATE FOR R1, SRI C SHANKAR REDDY, ADVOCATE FOR R2) THIS MFA IS FILED U/S.173(1) OF MV ACT, AGAINST THE JUDGMENT AND AWARD DT.01.03.2023 PASSED IN MVC NO.1478/2021 ON THE FILE OF THE ADDITIONAL SMALL CAUSES AND SENIOR CIVIL JUDGE, MACT, MYSURU, PARTLY ALLOWING THE CLAIM PETITION FOR COMPENSATION AND SEEKING ENHANCEMENT OF COMPENSATION. THIS APPEAL, COMING ON FOR FINAL HEARING, THIS DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER: CORAM: HON'BLE MR. JUSTICE SHIVASHANKAR AMARANNAVAR - 3 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR

ORAL JUDGMENT This appeal is filed by the claimant seeking enhancement of compensation awarded in the judgment and award dated 01.03.2023 passed in MVC No.1478/2021 by the Additional Court of Small Causes and MACT, Mysore. 2. The appellant/claimant made a claim petition praying to award compensation for the injuries sustained by her in a road traffic accident occurred on 02.04.2021, contending that the accident occurred due to riding of motorcycle bearing Regn. No.KA-55-X-5169 by its rider. The Tribunal after recording evidence, appreciating the evidence on record, assessed the compensation and awarded the compensation under various heads as under: Sl. Heads Amt. of Rs. 1 Expenses relating to treatment Rs.1,57,000/-hospitalization and medication 2 Loss of earnings during treatment Rs. 15,000/-(laid up period) 3 Loss of earnings/future earnings on Rs.3,27,600/-account of disability 4 Damages for pain, suffering and Rs. 40,000/- - 4 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR trauma as a consequence of this injuries 5 Future medical expenses Rs. 20,000/-6 Loss of amenities Rs. 15,000/-7 Transportation, nourishment, Rs. 15,000/-attendant and miscellaneous expenditure Total Rs.5,89,600/- 3. The Tribunal has also awarded interest at the rate of 6% p.a from the date of petition till realization and directed respondent No.2/Insurer to pay the award amount with interest. The claimant seeking enhancement has filed the present appeal.

4. Heard learned counsel for appellant and learned counsel for respondent No.2/Insurer. 5. Learned counsel for appellant contended that the claimant is a lady aged about 40 years, and she was doing farming, and due to the injuries sustained to her spinal cord, the doctor/PW2 has assessed her disability to the whole body at 40%, and Tribunal had taken the disability at 13% and it is not proper. The claimant has been admitted in the hospital for eight days and she has - 5 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR visited the hospital for six times. Considering the injuries sustained, the compensation awarded for pain and suffering, loss of amenities, loss of income during laid up period are on lower side. With this, he prayed to allow the appeal. 6. Learned counsel for respondent No.2/Insurer would contend that the Tribunal has considered the cross-examination of the doctor/PW2, and rightly assessed the disability at 13%. The compensation awarded under other heads are also just and proper, and there are no grounds for enhancement. 7. Having heard the learned counsel, the Court perused the impugned judgment and award and Trial Court records. 8. The claimant has sustained the following injuries as per Ex-P5/wound certificate and ExP9/discharge summary: - 6 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR a) Lacerated wound on the right hand. b) Abrasions on the right and left knee anterior aspect.

c) Tenderness present on the neck with unable to move all the four limbs. 9. The claimant has been treated by PW2. PW2 has stated that claimant has underwent surgery C6-C7 reduction and C6-C7 anterior cervical discectomy and fusion under general anesthesia. PW2/treated doctor has assessed the disability of the whole body of the claimant at 40%. PW2 has assessed the said disability considering what he has stated in his cross-examination. 10. The claimant is a farmer and considering the injuries sustained, the disability is to be taken at 20% as against 13% taken by the Tribunal. The Tribunal has taken the notional income at Rs.15,000/- p.m. and applied multiplier 14. Considering the aspect, the loss of future income is calculated as under: Rs.15,000/- x 12 x 14 x 20% = Rs.5,04,000/- - 7 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR 11. Considering the injuries noted supra, treatment and surgery undergone, the compensation awarded by the Tribunal for pain and suffering requires to be enhanced from Rs.40,000/- to Rs.60,000/-. The loss of amenities requires to be enhanced from Rs.15,000/- to Rs.30,000/. 12. Considering the said injuries and the surgery underwent by the claimant, she has to take rest at least for two months. Therefore, she is entitled for loss of income during laid up period for two months in a sum of Rs.30,000/- (Rs.15,000/- x 2 months).

13. The Tribunal has rightly awarded the attendant and conveyance charges, future medical expenses and medical expenses. 14. In view of the above, the claimant is entitled to total compensation under various heads as under: Sl. Heads Amt. of Rs. 1 Loss future income Rs.5,04,000/-2 Pain and sufferings Rs. 60,000/-3 Loss of amenities Rs. 30,000/-4 Attendant and conveyance charges Rs. 15,000/- - 8 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR 5 Future medical expenses Rs. 20,000/-6 Loss of income during laid up period Rs. 30,000/-7 Medical expenses Rs. 1,57,000/-Total Rs. 8,16,000/- 15. The claimant is entitled to total compensation of Rs.8,16,000/- as against Rs.5,89,600/- as awarded by the Tribunal with interest at the rate of 6% p.a. from the date of petition till realization. Consequently, the claimant is entitled to enhanced compensation of Rs.2,26,400/- with interest at 6% p.a. from the date of petition till realization. 16. The respondent No.2/Insurer is liable to pay the said enhanced compensation with interest. In view of the above, the following: ORDER i) The appeal is allowed in part. ii) The claimant is entitled to enhanced compensation of Rs.2,26,400/- with interest at the rate of 6% p.a. from the date of petition till realization. iii) The respondent No.2/Insurer shall deposit the enhanced compensation with interest before the Tribunal - 9 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR

within a period of six weeks from this day, failing which, it is liable to pay interest at the rate of 9% p.a from this date till payment. iv) The claimant is entitled to release of entire enhanced compensation. Sd/- (SHIVASHANKAR AMARANNAVAR) JUDGE BKM List No.: 1 Sl No.: 60

- 1 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 8TH DAY OF JULY, 2026 BEFORE THE HON'BLE MR. JUSTICE SHIVASHANKAR AMARANNAVAR MISCELLANEOUS FIRST APPEAL NO. 6228 OF 2023 (MV-I) BETWEEN: 1. MRS. G N NAGARATHNA, W/O KUMAR Y, AGED ABOUT 42 YEARS, R/A NO.T24, SJCE ROAD, SJCE COLLEGE, MANASA GANGOTHRI, MYSURU-570001 …APPELLANT Digitally signed by LAKSHMINARAYANA (BY SRI. K V SATEESHCHANDRA.,ADVOCATE) MURTHY RAJASHRI Location: HIGH COURT OF AND: KARNATAKA 1. MR. K C UTTHAPPA, S/O K A CHANGAPPA, AGED ABOUT 27 YEARS, R/AT NO.38/1, ANITHA NILAYA, - 2 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR SIDDARTHA NAGARA, ALANAHALLI VILLAGE, MYSURU CITY-570001. 2. M/S THE DIVISIONAL MANAGER NATIONAL INSURANCE COMPANY LIMITED, 1ST FLOOR, PRESTIGE SHOPPING ARCADE, RAMASWAMY CIRCLE, MYSURU CITY-570004 …RESPONDENTS (BY SRI. MAHESHA C., ADVOCATE FOR R1, SRI C SHANKAR REDDY, ADVOCATE FOR R2) THIS MFA IS FILED U/S.173(1) OF MV ACT, AGAINST THE JUDGMENT AND AWARD DT.01.03.2023 PASSED IN MVC NO.1478/2021 ON THE FILE OF THE ADDITIONAL SMALL CAUSES AND SENIOR CIVIL JUDGE, MACT, MYSURU, PARTLY ALLOWING THE CLAIM PETITION FOR COMPENSATION AND SEEKING ENHANCEMENT OF COMPENSATION. THIS APPEAL, COMING ON FOR FINAL HEARING, THIS DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER: CORAM: HON'BLE MR. JUSTICE SHIVASHANKAR AMARANNAVAR - 3 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR

ORAL JUDGMENT This appeal is filed by the claimant seeking enhancement of compensation awarded in the judgment and award dated 01.03.2023 passed in MVC No.1478/2021 by the Additional Court of Small Causes and MACT, Mysore. 2. The appellant/claimant made a claim petition praying to award compensation for the injuries sustained by her in a road traffic accident occurred on 02.04.2021, contending that the accident occurred due to riding of motorcycle bearing Regn. No.KA-55-X-5169 by its rider. The Tribunal after recording evidence, appreciating the evidence on record, assessed the compensation and awarded the compensation under various heads as under: Sl. Heads Amt. of Rs. 1 Expenses relating to treatment Rs.1,57,000/-hospitalization and medication 2 Loss of earnings during treatment Rs. 15,000/-(laid up period) 3 Loss of earnings/future earnings on Rs.3,27,600/-account of disability 4 Damages for pain, suffering and Rs. 40,000/- - 4 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR trauma as a consequence of this injuries 5 Future medical expenses Rs. 20,000/-6 Loss of amenities Rs. 15,000/-7 Transportation, nourishment, Rs. 15,000/-attendant and miscellaneous expenditure Total Rs.5,89,600/- 3. The Tribunal has also awarded interest at the rate of 6% p.a from the date of petition till realization and directed respondent No.2/Insurer to pay the award amount with interest. The claimant seeking enhancement has filed the present appeal.

4. Heard learned counsel for appellant and learned counsel for respondent No.2/Insurer. 5. Learned counsel for appellant contended that the claimant is a lady aged about 40 years, and she was doing farming, and due to the injuries sustained to her spinal cord, the doctor/PW2 has assessed her disability to the whole body at 40%, and Tribunal had taken the disability at 13% and it is not proper. The claimant has been admitted in the hospital for eight days and she has - 5 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR visited the hospital for six times. Considering the injuries sustained, the compensation awarded for pain and suffering, loss of amenities, loss of income during laid up period are on lower side. With this, he prayed to allow the appeal. 6. Learned counsel for respondent No.2/Insurer would contend that the Tribunal has considered the cross-examination of the doctor/PW2, and rightly assessed the disability at 13%. The compensation awarded under other heads are also just and proper, and there are no grounds for enhancement. 7. Having heard the learned counsel, the Court perused the impugned judgment and award and Trial Court records. 8. The claimant has sustained the following injuries as per Ex-P5/wound certificate and ExP9/discharge summary: - 6 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR a) Lacerated wound on the right hand. b) Abrasions on the right and left knee anterior aspect.

c) Tenderness present on the neck with unable to move all the four limbs. 9. The claimant has been treated by PW2. PW2 has stated that claimant has underwent surgery C6-C7 reduction and C6-C7 anterior cervical discectomy and fusion under general anesthesia. PW2/treated doctor has assessed the disability of the whole body of the claimant at 40%. PW2 has assessed the said disability considering what he has stated in his cross-examination. 10. The claimant is a farmer and considering the injuries sustained, the disability is to be taken at 20% as against 13% taken by the Tribunal. The Tribunal has taken the notional income at Rs.15,000/- p.m. and applied multiplier 14. Considering the aspect, the loss of future income is calculated as under: Rs.15,000/- x 12 x 14 x 20% = Rs.5,04,000/- - 7 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR 11. Considering the injuries noted supra, treatment and surgery undergone, the compensation awarded by the Tribunal for pain and suffering requires to be enhanced from Rs.40,000/- to Rs.60,000/-. The loss of amenities requires to be enhanced from Rs.15,000/- to Rs.30,000/. 12. Considering the said injuries and the surgery underwent by the claimant, she has to take rest at least for two months. Therefore, she is entitled for loss of income during laid up period for two months in a sum of Rs.30,000/- (Rs.15,000/- x 2 months).

13. The Tribunal has rightly awarded the attendant and conveyance charges, future medical expenses and medical expenses. 14. In view of the above, the claimant is entitled to total compensation under various heads as under: Sl. Heads Amt. of Rs. 1 Loss future income Rs.5,04,000/-2 Pain and sufferings Rs. 60,000/-3 Loss of amenities Rs. 30,000/-4 Attendant and conveyance charges Rs. 15,000/- - 8 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR 5 Future medical expenses Rs. 20,000/-6 Loss of income during laid up period Rs. 30,000/-7 Medical expenses Rs. 1,57,000/-Total Rs. 8,16,000/- 15. The claimant is entitled to total compensation of Rs.8,16,000/- as against Rs.5,89,600/- as awarded by the Tribunal with interest at the rate of 6% p.a. from the date of petition till realization. Consequently, the claimant is entitled to enhanced compensation of Rs.2,26,400/- with interest at 6% p.a. from the date of petition till realization. 16. The respondent No.2/Insurer is liable to pay the said enhanced compensation with interest. In view of the above, the following: ORDER i) The appeal is allowed in part. ii) The claimant is entitled to enhanced compensation of Rs.2,26,400/- with interest at the rate of 6% p.a. from the date of petition till realization. iii) The respondent No.2/Insurer shall deposit the enhanced compensation with interest before the Tribunal - 9 - NC: 2026:KHC:34375 MFA No. 6228 of 2023 HC-KAR

within a period of six weeks from this day, failing which, it is liable to pay interest at the rate of 9% p.a from this date till payment. iv) The claimant is entitled to release of entire enhanced compensation. Sd/- (SHIVASHANKAR AMARANNAVAR) JUDGE BKM List No.: 1 Sl No.: 60