- 1 - NC: 2026:KHC:32363 MFA No. 3955 of 2023 HC-KAR IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 30TH DAY OF JUNE, 2026 BEFORE THE HON'BLE MR. JUSTICE SHIVASHANKAR AMARANNAVAR MISCELLANEOUS FIRST APPEAL No. 3955 OF 2023 (MV-I) BETWEEN: 1. SRI A. R. THILAK S/O RAMESH AGED ABOUT 6 YEARS R/A AADHIHALLI VILLAGE NAVILE POST, BAGUR HOBLI CHANNARAYAPATNA TALUK HASSAN DISTRICT -573 131. PETITIONER BEING MINOR REPTD. BY HIS FATHER RAMESH THE NATURAL GUARDIAN …APPELLANT (BY SRI SHRIPAD V SHASTRI, ADVOCATE) AND: Digitally signed by LAKSHMINARAYANA MURTHY RAJASHRI Location: HIGH 1. THE NEW INDIA ASSURANCE CO. LTD., COURT OF KARNATAKA R/O 2B, UNITY BUILDING ANNEXE MISSION ROAD BANGALORE-01. POLICY ISSUED BY ITS BRANCH OFFICE AT No.1215, NURANGA HOUSE, 231 K G MARG, NEW DELHI-110 001. BY ITS MANAGER. 2. MR UMESH H K S/O KRISHNE GOWDA, MAJOR R/A No.20, HANUMAN LAYOUT - 2 - NC: 2026:KHC:32363 MFA No. 3955 of 2023 HC-KAR THINDULU, VIDYARANYAPURA BENGALURU-560 097. …RESPONDENTS (BY SRI K KISHORE KUMAR, ADVOCATE FOR SMT. Y ARUNA, ADVOCATE FOR R1 V/O DTD. 19.6.23, NTICE TO R2 IS DISPENSED WITH) THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT AGAINST THE JUDGMENT AND AWARD DATED: 20.04.2023 PASSED IN MVC No.211/2021 ON THE FILE OF THE XXIII ADDITIONAL SMALL CAUSES JUDGE, MACT, BENGALURU, SCCH-25 PARTLY ALLOWING THE CLAIM PETITION FOR COMPENSATION AND SEEKING ENHANCEMENT OF COMPENSATION.

THIS APPEAL, COMING ON FOR ADMISSION, THIS DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER: CORAM: HON'BLE MR. JUSTICE SHIVASHANKAR AMARANNAVAR ORAL JUDGMENT This appeal is filed by the claimant seeking enhancement of compensation awarded in the judgment and award dated 20.04.2023 passed in MVC No.211/2021 by XXI ACMM and XXIII Additional Small Causes Judge and MACT, Bengaluru (SCCH-25). 2. Even though the appeal is listed today for admission, with consent of learned counsels appearing for - 3 - NC: 2026:KHC:32363 MFA No. 3955 of 2023 HC-KAR the appellant and respondent No.1, it is taken up for disposal. 3. The appellant made a claim petition seeking award of compensation for the injuries sustained by him in a road traffic accident which took place on 17.03.2020 contending that accident occurred due to rash and negligent driving of driver of Omni Car bearing registration No.KA-50/M-8624. The claimant is aged 4 years. The Tribunal has recorded evidence, appreciating the evidence on record has assessed the compensation and awarded the under different heads as under: SL. HEAD COMPENSATION No AMOUNT 1. Pain and suffering already Rs.1,00,000/-undergone and to be suffered in future including loss of comforts amenities on account of disability 2 Discomforts, inconvenience and Rs.25,000/-Loss of earnings of the parent during the laid up period. 3 Medical bills Rs.1,09,259/-4 Conveyance, attendant and Rs.17,000/-nourishment Total Rs.2,51,259/- - 4 - NC: 2026:KHC:32363

MFA No. 3955 of 2023 HC-KAR 4. The Tribunal has also awarded interest at the rate of 6% per annum from the date of petition till realization and directed respondent No.1 -insurer to deposit the said award amount. The appellant –claimant filed this present appeal seeking enhancement of compensation. 5. Heard learned counsel for the appellant – claimant and learned counsel for respondent No.1 – Insurer. 6. Learned counsel for the appellant –claimant would contend that the claimant injured is aged about 4 years and as per the decision of Hon’ble Apex Count in the case of Hitesh Nagjibhai Patel Vs Bababhai Nagjibhai Rabari and Anr1, the notional income of the child is to be taken into consideration for awarding loss of future income. He further submits that the claimant also entitled to compensation separately under the heads of pain and suffering, loss of earnings of parents, attendant and 1 In 2025 INSC 1070 - 5 - NC: 2026:KHC:32363 MFA No. 3955 of 2023 HC-KAR conveyance charges and loss of amenities. He further submits that doctor has stated disability of the claimant is 8% and The Tribunal has erred in taking the disability at 6%. With these, he prays to allow the appeal and enhancement of compensation.

7. Learned counsel for respondent No.1 –insurer would contend that the Tribunal has rightly assessed the compensation and compensation awarded under all heads are just and proper. There are no grounds for enhancement of compensation. With these, he prays to dismiss the appeal. 8. Having heard learned counsels, the Court has perused impugned judgment and award. 9. The claimant is aged about 04 years. P.W.2 -doctor has stated that the claimant has sustained the following injuries: a) displacement fracture left tibia mid shaft b) Greenstick fracture left tibula mid shaft - 6 - NC: 2026:KHC:32363 MFA No. 3955 of 2023 HC-KAR P.W.2 has assessed the disability and has stated that the disability of whole body is 8%. P.W.2 in the cross-examination has stated that after passing of time the green stick fracture will completely get healed and that they have conducted corrective surgery for the displaced fracture. Considering the said evidence of P.W.2, the Tribunal has rightly held that the functional disability of the claimant is at 6% to the whole body. 10. The Tribunal placing reliance on the judgment of Hon’ble Apex Court in the case of Master Mallikarjun Vs Divisional Manager, National Insurance2 has assessed the compensation.

11. The Hon’ble Apex Court in the case of Hitesh Nagjibhai Patel (supra), the notional income of the child has to taken into consideration for award of loss of future income. As per the chart prepared by the Karnataka State Legal Services Authority, the notional income for the year 2 In ILR 2014 Kar 4891 - 7 - NC: 2026:KHC:32363 MFA No. 3955 of 2023 HC-KAR 2020 is Rs.14,500/- and multiplier applicable is 15. Therefore, the loss of future income is calculated as under: Rs.14,500/- x12x15x6% = Rs.1,56,600/- 12. Since the claimant has sustained two fractures, claimant is entitled to compensation under the head of pain and suffering in sum of Rs.50,000/- and loss of amenities Rs.25,000/-. The Tribunal has rightly awarded loss of earnings of parents during laid up period in a sum of Rs.25,000/-. The Tribunal has rightly awarded medical expenses in a sum of Rs.1,09,259/-. The claimant has been admitted in hospital for 4 days and therefore, attendant and conveyance charges are awarded in sum of Rs.4,000/- (1000/- x 4). In view of the above the claimant is entitled to total compensation under different heads as under: SL.No. HEAD COMPENSATION AMOUNT 1 Loss of Future income Rs.1,56,600/-2 Pain and suffering Rs.50,000/-3 Loss of amenities Rs.25,000/-4 Loss of earnings of the parent Rs.25,000/-during the laid up period. - 8 - NC: 2026:KHC:32363 MFA No. 3955 of 2023 HC-KAR 4 Medical Expenses Rs.1,09,259/-5 Conveyance, attendant and Rs.4,000/-nourishment Total Rs.3,69,859/-

13. The claimant is entitled to total compensation of Rs.3,69,859/- as against Rs.2,51,259/- as awarded by the Tribunal. Consequently, the claimant is entitled to enhanced compensation of Rs.1,18,600/- (Rs.3,69,859/-minus Rs.2,51,259/-) with interest at the rate of 6% per annum from the date of petition till realization. Respondent No.1 – insurer is liable to pay the said enhanced compensation amount with interest. 14. In view of the above, the following ORDER i) The appeal is allowed in part. ii) The appellant –claimant is entitled to enhanced compensation of Rs.1,18,600/- (Rs.3,69,859/-minus Rs.2,51,259/-) with interest at the rate of 6% per annum from the date of petition till realization. - 9 - NC: 2026:KHC:32363 MFA No. 3955 of 2023 HC-KAR iii) Respondent No.1 -insurer shall deposit the said enhanced compensation amount with interest before the Tribunal within a period of 06 weeks from this day, failing which it is liable to pay interest at the rate of 9% per annum from this date till date of payment of compensation. iv) Entire enhanced compensation shall be kept in a fixed deposit in the name of claimant -minor till he attains majority in Karnataka Bank, City Civil Court Branch, Bengaluru. v) The father of the claimant is entitled to withdraw the interest on the said fixed deposit for every 3 years for expenses of minor –claimant. Sd/- (SHIVASHANKAR AMARANNAVAR) JUDGE DSP List No.: 1 Sl No.: 46

- 1 - NC: 2026:KHC:32363 MFA No. 3955 of 2023 HC-KAR IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 30TH DAY OF JUNE, 2026 BEFORE THE HON'BLE MR. JUSTICE SHIVASHANKAR AMARANNAVAR MISCELLANEOUS FIRST APPEAL No. 3955 OF 2023 (MV-I) BETWEEN: 1. SRI A. R. THILAK S/O RAMESH AGED ABOUT 6 YEARS R/A AADHIHALLI VILLAGE NAVILE POST, BAGUR HOBLI CHANNARAYAPATNA TALUK HASSAN DISTRICT -573 131. PETITIONER BEING MINOR REPTD. BY HIS FATHER RAMESH THE NATURAL GUARDIAN …APPELLANT (BY SRI SHRIPAD V SHASTRI, ADVOCATE) AND: Digitally signed by LAKSHMINARAYANA MURTHY RAJASHRI Location: HIGH 1. THE NEW INDIA ASSURANCE CO. LTD., COURT OF KARNATAKA R/O 2B, UNITY BUILDING ANNEXE MISSION ROAD BANGALORE-01. POLICY ISSUED BY ITS BRANCH OFFICE AT No.1215, NURANGA HOUSE, 231 K G MARG, NEW DELHI-110 001. BY ITS MANAGER. 2. MR UMESH H K S/O KRISHNE GOWDA, MAJOR R/A No.20, HANUMAN LAYOUT - 2 - NC: 2026:KHC:32363 MFA No. 3955 of 2023 HC-KAR THINDULU, VIDYARANYAPURA BENGALURU-560 097. …RESPONDENTS (BY SRI K KISHORE KUMAR, ADVOCATE FOR SMT. Y ARUNA, ADVOCATE FOR R1 V/O DTD. 19.6.23, NTICE TO R2 IS DISPENSED WITH) THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT AGAINST THE JUDGMENT AND AWARD DATED: 20.04.2023 PASSED IN MVC No.211/2021 ON THE FILE OF THE XXIII ADDITIONAL SMALL CAUSES JUDGE, MACT, BENGALURU, SCCH-25 PARTLY ALLOWING THE CLAIM PETITION FOR COMPENSATION AND SEEKING ENHANCEMENT OF COMPENSATION.

THIS APPEAL, COMING ON FOR ADMISSION, THIS DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER: CORAM: HON'BLE MR. JUSTICE SHIVASHANKAR AMARANNAVAR ORAL JUDGMENT This appeal is filed by the claimant seeking enhancement of compensation awarded in the judgment and award dated 20.04.2023 passed in MVC No.211/2021 by XXI ACMM and XXIII Additional Small Causes Judge and MACT, Bengaluru (SCCH-25). 2. Even though the appeal is listed today for admission, with consent of learned counsels appearing for - 3 - NC: 2026:KHC:32363 MFA No. 3955 of 2023 HC-KAR the appellant and respondent No.1, it is taken up for disposal. 3. The appellant made a claim petition seeking award of compensation for the injuries sustained by him in a road traffic accident which took place on 17.03.2020 contending that accident occurred due to rash and negligent driving of driver of Omni Car bearing registration No.KA-50/M-8624. The claimant is aged 4 years. The Tribunal has recorded evidence, appreciating the evidence on record has assessed the compensation and awarded the under different heads as under: SL. HEAD COMPENSATION No AMOUNT 1. Pain and suffering already Rs.1,00,000/-undergone and to be suffered in future including loss of comforts amenities on account of disability 2 Discomforts, inconvenience and Rs.25,000/-Loss of earnings of the parent during the laid up period. 3 Medical bills Rs.1,09,259/-4 Conveyance, attendant and Rs.17,000/-nourishment Total Rs.2,51,259/- - 4 - NC: 2026:KHC:32363

MFA No. 3955 of 2023 HC-KAR 4. The Tribunal has also awarded interest at the rate of 6% per annum from the date of petition till realization and directed respondent No.1 -insurer to deposit the said award amount. The appellant –claimant filed this present appeal seeking enhancement of compensation. 5. Heard learned counsel for the appellant – claimant and learned counsel for respondent No.1 – Insurer. 6. Learned counsel for the appellant –claimant would contend that the claimant injured is aged about 4 years and as per the decision of Hon’ble Apex Count in the case of Hitesh Nagjibhai Patel Vs Bababhai Nagjibhai Rabari and Anr1, the notional income of the child is to be taken into consideration for awarding loss of future income. He further submits that the claimant also entitled to compensation separately under the heads of pain and suffering, loss of earnings of parents, attendant and 1 In 2025 INSC 1070 - 5 - NC: 2026:KHC:32363 MFA No. 3955 of 2023 HC-KAR conveyance charges and loss of amenities. He further submits that doctor has stated disability of the claimant is 8% and The Tribunal has erred in taking the disability at 6%. With these, he prays to allow the appeal and enhancement of compensation.

7. Learned counsel for respondent No.1 –insurer would contend that the Tribunal has rightly assessed the compensation and compensation awarded under all heads are just and proper. There are no grounds for enhancement of compensation. With these, he prays to dismiss the appeal. 8. Having heard learned counsels, the Court has perused impugned judgment and award. 9. The claimant is aged about 04 years. P.W.2 -doctor has stated that the claimant has sustained the following injuries: a) displacement fracture left tibia mid shaft b) Greenstick fracture left tibula mid shaft - 6 - NC: 2026:KHC:32363 MFA No. 3955 of 2023 HC-KAR P.W.2 has assessed the disability and has stated that the disability of whole body is 8%. P.W.2 in the cross-examination has stated that after passing of time the green stick fracture will completely get healed and that they have conducted corrective surgery for the displaced fracture. Considering the said evidence of P.W.2, the Tribunal has rightly held that the functional disability of the claimant is at 6% to the whole body. 10. The Tribunal placing reliance on the judgment of Hon’ble Apex Court in the case of Master Mallikarjun Vs Divisional Manager, National Insurance2 has assessed the compensation.

11. The Hon’ble Apex Court in the case of Hitesh Nagjibhai Patel (supra), the notional income of the child has to taken into consideration for award of loss of future income. As per the chart prepared by the Karnataka State Legal Services Authority, the notional income for the year 2 In ILR 2014 Kar 4891 - 7 - NC: 2026:KHC:32363 MFA No. 3955 of 2023 HC-KAR 2020 is Rs.14,500/- and multiplier applicable is 15. Therefore, the loss of future income is calculated as under: Rs.14,500/- x12x15x6% = Rs.1,56,600/- 12. Since the claimant has sustained two fractures, claimant is entitled to compensation under the head of pain and suffering in sum of Rs.50,000/- and loss of amenities Rs.25,000/-. The Tribunal has rightly awarded loss of earnings of parents during laid up period in a sum of Rs.25,000/-. The Tribunal has rightly awarded medical expenses in a sum of Rs.1,09,259/-. The claimant has been admitted in hospital for 4 days and therefore, attendant and conveyance charges are awarded in sum of Rs.4,000/- (1000/- x 4). In view of the above the claimant is entitled to total compensation under different heads as under: SL.No. HEAD COMPENSATION AMOUNT 1 Loss of Future income Rs.1,56,600/-2 Pain and suffering Rs.50,000/-3 Loss of amenities Rs.25,000/-4 Loss of earnings of the parent Rs.25,000/-during the laid up period. - 8 - NC: 2026:KHC:32363 MFA No. 3955 of 2023 HC-KAR 4 Medical Expenses Rs.1,09,259/-5 Conveyance, attendant and Rs.4,000/-nourishment Total Rs.3,69,859/-

13. The claimant is entitled to total compensation of Rs.3,69,859/- as against Rs.2,51,259/- as awarded by the Tribunal. Consequently, the claimant is entitled to enhanced compensation of Rs.1,18,600/- (Rs.3,69,859/-minus Rs.2,51,259/-) with interest at the rate of 6% per annum from the date of petition till realization. Respondent No.1 – insurer is liable to pay the said enhanced compensation amount with interest. 14. In view of the above, the following ORDER i) The appeal is allowed in part. ii) The appellant –claimant is entitled to enhanced compensation of Rs.1,18,600/- (Rs.3,69,859/-minus Rs.2,51,259/-) with interest at the rate of 6% per annum from the date of petition till realization. - 9 - NC: 2026:KHC:32363 MFA No. 3955 of 2023 HC-KAR iii) Respondent No.1 -insurer shall deposit the said enhanced compensation amount with interest before the Tribunal within a period of 06 weeks from this day, failing which it is liable to pay interest at the rate of 9% per annum from this date till date of payment of compensation. iv) Entire enhanced compensation shall be kept in a fixed deposit in the name of claimant -minor till he attains majority in Karnataka Bank, City Civil Court Branch, Bengaluru. v) The father of the claimant is entitled to withdraw the interest on the said fixed deposit for every 3 years for expenses of minor –claimant. Sd/- (SHIVASHANKAR AMARANNAVAR) JUDGE DSP List No.: 1 Sl No.: 46